Verify() was being called by caller after the data
has been successfully read after io.EOF. This disconnection
opens a race under concurrent access to such an object.
Verification is not necessary outside of Read() call,
we can simply just do checksum verification right inside
Read() call at io.EOF.
This approach simplifies the usage.
This PR also does backend format change to 1.0.1
from 1.0.0. Backward compatible changes are still
kept to read the 'md5Sum' key. But all new objects
will be stored with the same details under 'etag'.
Fixes#4312